Employment Practices Liability Insurance
Unfair Dismissal / Sexual Harassment / Discrimination
Is your workplace exposed?
Life for employers gets more difficult every day because of actions taken by
employees against them for a variety of reasons. It is so simple to encounter
alleged transgressions of principles established by law. These can include
discrimination, unfair dismissal and sexual or workplace harassment.
As a valued client of the Austbrokers Countrywide Financial
Services Group, we are dedicated to keeping you up to
date with growing areas of litigation against business and the types of
insurance protection that can be purchased.
Employment Practices Liability Insurance can offer protection
for a variety of employment related claims. This policy can cover judgments,
settlements, interest, defence costs and any back-pay where reinstatement is
ordered by a court.
Claim Examples:
-
Sexual Harassment – supervisor allegedly made abusive and
sexually explicit comments to an employee. Shortly after the employee was made
redundant as part of a wider company reduction in workforce. A settlement of
$100,000 plus $31,000 in legal fees.
-
Age Discrimination – 59 year old manager terminated and
replaced with a worker in his 30’s. Settlement of $250,000 plus $60,000 in
legal costs
-
Wrongful Termination – mid-level supervisor terminated for
smoking in a restricted area (where flammable chemicals were stored). Employee
was 54 years old and alleged age discrimination and that he could only be
terminated for good cause. Settlement of $95,000 plus $40,000 in defence cost.
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