Sum Insured Checklist

The best minute you'll spend on your family this year

While most people wouldn't hesitate to insure their car or home against the unexpected, they often disregard the importance of insuring themselves!

We often choose not to think about it, but what would happen to your family if something were to happen to you? The emotional trauma of death, accident and illness is bad enough, but the financial consequences can be just as worrying. Who pays the mortgage, superannuation, school fees and living expenses?

What is Personal Insurance?

Personal Insurance is all about providing cover for your life and your family's. Types of Personal Insurance include Term Life insurance, Total and Permanent Disability, Critical Illness and Income Protection.

The amount of personal insurance you need depends on your personal circumstance - particularly your financial commitments and lifestyle expectations. Set out in these pages, for each type of personal insurance, are some of the issues you should consider when deciding the level of insurance you require. This information is provided as a guide only; a Financial Adviser can provide you with a needs analysis, specific to your personal needs, objectives and circumstances.